ZIP profile

Banking access in ZIP 21780

Maryland · Frederick MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.0581. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.0581
National pressure rank#6,158 of 20,307
National percentile67.08
State pressure rank#75 of 312
State percentile75.0
Weighted banking-desert geography2.06%
Weighted potential-desert geography0.00%
Population banking-desert exposure1.27%
Population potential-desert exposure0.00%
Allocated population1,696.49
Allocated population in banking deserts21.54

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.040.04100.00%LIMITED
Asian non-Hispanic2.950.051.85%LIMITED
Black non-Hispanic26.170.361.38%LIMITED
Residents with disabilities187.841.130.60%LIMITED
Hispanic32.350.621.93%LIMITED
Older residents347.053.050.88%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color73.771.542.09%LIMITED
Two or more races non-Hispanic12.250.463.75%LIMITED
White non-Hispanic1,622.7220.001.23%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →