ZIP profile

Banking access in ZIP 21776

Maryland · Carroll MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 27.8899. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index27.8899
National pressure rank#2,559 of 20,307
National percentile84.98
State pressure rank#32 of 312
State percentile88.78
Weighted banking-desert geography24.23%
Weighted potential-desert geography7.31%
Population banking-desert exposure27.67%
Population potential-desert exposure5.97%
Allocated population5,682.79
Allocated population in banking deserts1,572.53

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic6.143.0649.73%LIMITED
Asian non-Hispanic40.312.967.33%LIMITED
Black non-Hispanic72.4715.9121.95%LIMITED
Residents with disabilities811.44218.8426.97%LIMITED
Hispanic129.8231.9224.59%LIMITED
Older residents1,045.52254.8924.38%STANDARD
Other race non-Hispanic8.151.0112.40%LIMITED
People of color367.3570.8519.29%LIMITED
Two or more races non-Hispanic110.4716.0014.48%LIMITED
White non-Hispanic5,315.431,501.6728.25%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →