ZIP profile

Banking access in ZIP 21771

Maryland · Carroll MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 17.6462. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index17.6462
National pressure rank#3,403 of 20,307
National percentile80.79
State pressure rank#40 of 312
State percentile86.22
Weighted banking-desert geography17.65%
Weighted potential-desert geography0.00%
Population banking-desert exposure10.45%
Population potential-desert exposure0.00%
Allocated population30,629.83
Allocated population in banking deserts3,201.43

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic99.3361.9162.32%LIMITED
Asian non-Hispanic439.985.801.32%LIMITED
Black non-Hispanic776.9087.9211.32%LIMITED
Residents with disabilities3,356.71352.0910.49%STANDARD
Hispanic1,975.17157.817.99%STANDARD
Older residents4,470.91612.4613.70%STANDARD
Other race non-Hispanic47.540.000.00%LIMITED
People of color3,994.38335.728.40%STANDARD
Two or more races non-Hispanic655.3922.283.40%LIMITED
White non-Hispanic26,635.452,865.7110.76%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →