ZIP profile

Banking access in ZIP 21701

Maryland · Frederick MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.167. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.167
National pressure rank#5,791 of 20,307
National percentile68.93
State pressure rank#69 of 312
State percentile76.92
Weighted banking-desert geography3.17%
Weighted potential-desert geography0.00%
Population banking-desert exposure3.50%
Population potential-desert exposure0.00%
Allocated population37,385.22
Allocated population in banking deserts1,306.75

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.950.7011.72%LIMITED
Asian non-Hispanic884.1211.471.30%LIMITED
Black non-Hispanic4,201.720.880.02%STANDARD
Residents with disabilities4,895.66176.733.61%STANDARD
Hispanic2,547.0614.060.55%STANDARD
Older residents6,056.73238.313.93%HIGH
Other race non-Hispanic0.070.000.00%LIMITED
People of color9,132.3442.280.46%HIGH
Two or more races non-Hispanic1,493.4215.171.02%STANDARD
White non-Hispanic28,252.881,264.474.48%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →