ZIP profile

Banking access in ZIP 21555

Maryland · Allegany MD. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 74.6119. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index74.6119
National pressure rank#624 of 20,307
National percentile95.63
State pressure rank#5 of 312
State percentile97.76
Weighted banking-desert geography74.61%
Weighted potential-desert geography0.00%
Population banking-desert exposure73.75%
Population potential-desert exposure0.00%
Allocated population1,857.72
Allocated population in banking deserts1,370.05

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic17.378.2247.31%LIMITED
Black non-Hispanic117.846.355.39%LIMITED
Residents with disabilities323.90199.8761.71%LIMITED
Hispanic33.8217.9353.02%LIMITED
Older residents334.95246.2173.51%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color195.0441.4721.26%LIMITED
Two or more races non-Hispanic26.008.9734.48%LIMITED
White non-Hispanic1,662.671,328.5779.91%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →