ZIP profile

Banking access in ZIP 21161

Maryland · Harford MD. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 64.1274. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index64.1274
National pressure rank#804 of 20,307
National percentile94.74
State pressure rank#7 of 312
State percentile97.12
Weighted banking-desert geography46.49%
Weighted potential-desert geography35.27%
Population banking-desert exposure39.63%
Population potential-desert exposure38.91%
Allocated population5,455.35
Allocated population in banking deserts2,161.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.920.000.00%LIMITED
Asian non-Hispanic75.895.647.43%LIMITED
Black non-Hispanic57.830.000.00%LIMITED
Residents with disabilities455.09207.5145.60%LIMITED
Hispanic128.775.644.38%LIMITED
Older residents1,088.52414.4638.08%STANDARD
Other race non-Hispanic1.270.000.00%LIMITED
People of color400.2461.4615.36%LIMITED
Two or more races non-Hispanic134.5750.1937.29%LIMITED
White non-Hispanic5,055.102,100.4941.55%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →