ZIP profile

Banking access in ZIP 21158

Maryland · Carroll MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 17.5373. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index17.5373
National pressure rank#3,416 of 20,307
National percentile80.72
State pressure rank#41 of 312
State percentile85.9
Weighted banking-desert geography17.54%
Weighted potential-desert geography0.00%
Population banking-desert exposure21.89%
Population potential-desert exposure0.00%
Allocated population22,780.74
Allocated population in banking deserts4,986.45

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic41.480.000.00%LIMITED
Asian non-Hispanic627.3877.6312.37%LIMITED
Black non-Hispanic1,154.2576.756.65%STANDARD
Residents with disabilities2,918.77530.3118.17%STANDARD
Hispanic1,084.47174.4416.09%STANDARD
Older residents4,032.661,017.0025.22%STANDARD
Other race non-Hispanic6.040.000.00%LIMITED
People of color3,734.00429.1311.49%STANDARD
Two or more races non-Hispanic820.37100.3012.23%LIMITED
White non-Hispanic19,046.744,557.3223.93%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →