ZIP profile

Banking access in ZIP 21157

Maryland · Carroll MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 15.5641. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index15.5641
National pressure rank#3,614 of 20,307
National percentile79.74
State pressure rank#47 of 312
State percentile83.97
Weighted banking-desert geography11.77%
Weighted potential-desert geography7.58%
Population banking-desert exposure11.51%
Population potential-desert exposure10.53%
Allocated population35,586.84
Allocated population in banking deserts4,094.61

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic109.823.313.02%LIMITED
Asian non-Hispanic303.270.000.00%LIMITED
Black non-Hispanic1,113.8148.624.36%STANDARD
Residents with disabilities4,674.55581.0912.43%STANDARD
Hispanic1,335.8586.716.49%STANDARD
Older residents6,310.27618.569.80%HIGH
Other race non-Hispanic137.743.952.87%LIMITED
People of color3,496.57193.115.52%STANDARD
Two or more races non-Hispanic496.0850.5210.18%LIMITED
White non-Hispanic32,090.273,901.5012.16%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →