ZIP profile

Banking access in ZIP 21154

Maryland · Harford MD. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 28.6925. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index28.6925
National pressure rank#2,503 of 20,307
National percentile85.26
State pressure rank#29 of 312
State percentile89.74
Weighted banking-desert geography6.50%
Weighted potential-desert geography44.38%
Population banking-desert exposure5.17%
Population potential-desert exposure22.61%
Allocated population6,460.05
Allocated population in banking deserts333.92

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic15.700.000.00%LIMITED
Asian non-Hispanic51.030.871.71%LIMITED
Black non-Hispanic113.090.000.00%LIMITED
Residents with disabilities736.7532.054.35%LIMITED
Hispanic78.000.871.12%LIMITED
Older residents1,167.5864.015.48%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color328.089.492.89%LIMITED
Two or more races non-Hispanic70.267.7511.03%LIMITED
White non-Hispanic6,131.97324.435.29%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →