ZIP profile

Banking access in ZIP 21132

Maryland · Harford MD. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 67.4262. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index67.4262
National pressure rank#741 of 20,307
National percentile95.05
State pressure rank#6 of 312
State percentile97.44
Weighted banking-desert geography67.43%
Weighted potential-desert geography0.00%
Population banking-desert exposure50.06%
Population potential-desert exposure0.00%
Allocated population2,673.01
Allocated population in banking deserts1,338.12

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic4.380.000.00%LIMITED
Asian non-Hispanic3.833.4991.19%LIMITED
Black non-Hispanic7.920.000.00%LIMITED
Residents with disabilities252.03128.4450.96%LIMITED
Hispanic14.453.4924.15%LIMITED
Older residents461.39256.5355.60%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color71.6038.0453.14%LIMITED
Two or more races non-Hispanic41.0131.0675.74%LIMITED
White non-Hispanic2,601.411,300.0849.98%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →