ZIP profile

Banking access in ZIP 20677

Maryland · Charles MD. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 59.0999. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index59.0999
National pressure rank#927 of 20,307
National percentile94.13
State pressure rank#8 of 312
State percentile96.79
Weighted banking-desert geography59.10%
Weighted potential-desert geography0.00%
Population banking-desert exposure52.51%
Population potential-desert exposure0.00%
Allocated population2,528.91
Allocated population in banking deserts1,327.87

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic9.854.9350.06%LIMITED
Asian non-Hispanic14.270.000.00%LIMITED
Black non-Hispanic525.87189.2535.99%LIMITED
Residents with disabilities295.12133.1145.10%LIMITED
Hispanic71.6120.1828.18%LIMITED
Older residents366.99204.0555.60%LIMITED
Other race non-Hispanic0.050.000.00%LIMITED
People of color853.38402.7147.19%LIMITED
Two or more races non-Hispanic231.74188.3581.28%LIMITED
White non-Hispanic1,675.53925.1655.22%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →