ZIP profile

Banking access in ZIP 20640

Maryland · Charles MD. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 28.285. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index28.285
National pressure rank#2,525 of 20,307
National percentile85.15
State pressure rank#31 of 312
State percentile89.1
Weighted banking-desert geography7.61%
Weighted potential-desert geography41.36%
Population banking-desert exposure8.36%
Population potential-desert exposure19.17%
Allocated population10,039.77
Allocated population in banking deserts838.85

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic66.742.653.97%LIMITED
Asian non-Hispanic320.5318.565.79%LIMITED
Black non-Hispanic4,167.37255.136.12%STANDARD
Residents with disabilities1,278.09159.6312.49%STANDARD
Hispanic431.922.650.61%LIMITED
Older residents1,396.25140.0310.03%STANDARD
Other race non-Hispanic63.4619.8931.34%LIMITED
People of color5,482.12329.656.01%HIGH
Two or more races non-Hispanic424.0930.767.25%LIMITED
White non-Hispanic4,557.65509.2011.17%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →