ZIP profile

Banking access in ZIP 14823

New York · Steuben NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 5.0973. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index5.0973
National pressure rank#5,272 of 20,307
National percentile71.51
State pressure rank#202 of 1,159
State percentile81.62
Weighted banking-desert geography5.10%
Weighted potential-desert geography0.00%
Population banking-desert exposure6.70%
Population potential-desert exposure0.00%
Allocated population3,674.83
Allocated population in banking deserts246.04

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.160.1172.76%LIMITED
Asian non-Hispanic151.061.240.82%LIMITED
Black non-Hispanic18.560.512.74%LIMITED
Residents with disabilities661.8633.815.11%LIMITED
Hispanic24.611.586.42%LIMITED
Older residents833.4440.874.90%LIMITED
Other race non-Hispanic2.140.000.00%LIMITED
People of color240.135.702.37%LIMITED
Two or more races non-Hispanic43.622.265.18%LIMITED
White non-Hispanic3,434.70240.347.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →