ZIP profile

Banking access in ZIP 14012

New York · Niagara NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 97.6402. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index97.6402
National pressure rank#159 of 20,307
National percentile97.93
State pressure rank#5 of 1,159
State percentile99.05
Weighted banking-desert geography95.45%
Weighted potential-desert geography4.38%
Population banking-desert exposure93.80%
Population potential-desert exposure5.99%
Allocated population2,341.93
Allocated population in banking deserts2,196.71

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic40.2339.2197.46%LIMITED
Asian non-Hispanic33.2533.2499.99%LIMITED
Black non-Hispanic74.5773.3198.31%LIMITED
Residents with disabilities391.96375.0795.69%LIMITED
Hispanic74.2970.7595.24%LIMITED
Older residents404.21375.0792.79%LIMITED
Other race non-Hispanic0.290.000.00%LIMITED
People of color315.03307.7397.68%LIMITED
Two or more races non-Hispanic92.3991.2198.73%LIMITED
White non-Hispanic2,026.901,888.9993.20%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →