ZIP profile

Banking access in ZIP 13865

New York · Broome NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.7458. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.7458
National pressure rank#223 of 20,307
National percentile97.61
State pressure rank#11 of 1,159
State percentile98.53
Weighted banking-desert geography92.71%
Weighted potential-desert geography6.07%
Population banking-desert exposure93.31%
Population potential-desert exposure4.44%
Allocated population5,955.52
Allocated population in banking deserts5,557.31

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.560.56100.00%LIMITED
Asian non-Hispanic7.750.314.00%LIMITED
Black non-Hispanic55.1950.7892.02%LIMITED
Residents with disabilities921.57849.7392.21%LIMITED
Hispanic115.09102.1288.73%LIMITED
Older residents1,321.981,221.6692.41%STANDARD
Other race non-Hispanic0.290.29100.00%LIMITED
People of color212.32180.7685.14%LIMITED
Two or more races non-Hispanic31.8726.7083.77%LIMITED
White non-Hispanic5,743.215,376.5593.62%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →