ZIP profile

Banking access in ZIP 13803

New York · Cortland NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 8.3622. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index8.3622
National pressure rank#4,616 of 20,307
National percentile74.77
State pressure rank#178 of 1,159
State percentile83.69
Weighted banking-desert geography0.00%
Weighted potential-desert geography16.72%
Population banking-desert exposure0.00%
Population potential-desert exposure10.45%
Allocated population3,861.65
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic12.260.000.00%LIMITED
Asian non-Hispanic32.400.000.00%LIMITED
Black non-Hispanic45.290.000.00%LIMITED
Residents with disabilities594.440.000.00%LIMITED
Hispanic59.860.000.00%LIMITED
Older residents665.550.000.00%LIMITED
Other race non-Hispanic1.980.000.00%LIMITED
People of color215.140.000.00%LIMITED
Two or more races non-Hispanic63.360.000.00%LIMITED
White non-Hispanic3,646.510.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →