ZIP profile

Banking access in ZIP 13736

New York · Tioga NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 87.7095. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index87.7095
National pressure rank#388 of 20,307
National percentile96.8
State pressure rank#18 of 1,159
State percentile97.93
Weighted banking-desert geography84.54%
Weighted potential-desert geography6.34%
Population banking-desert exposure79.09%
Population potential-desert exposure8.12%
Allocated population2,334.86
Allocated population in banking deserts1,846.63

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.922.5632.37%LIMITED
Asian non-Hispanic9.463.7940.03%LIMITED
Black non-Hispanic6.864.3162.87%LIMITED
Residents with disabilities320.28246.7677.04%LIMITED
Hispanic23.5819.8384.08%LIMITED
Older residents427.69328.7476.86%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color75.2553.2270.72%LIMITED
Two or more races non-Hispanic27.4422.7382.86%LIMITED
White non-Hispanic2,259.601,793.4179.37%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →