ZIP profile

Banking access in ZIP 13612

New York · Jefferson NY. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 36.6238. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index36.6238
National pressure rank#2,076 of 20,307
National percentile87.36
State pressure rank#96 of 1,159
State percentile90.85
Weighted banking-desert geography16.24%
Weighted potential-desert geography40.77%
Population banking-desert exposure19.77%
Population potential-desert exposure38.35%
Allocated population3,769.26
Allocated population in banking deserts745.26

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.691.6496.58%LIMITED
Asian non-Hispanic64.7325.9640.10%LIMITED
Black non-Hispanic119.8378.8065.76%LIMITED
Residents with disabilities631.5452.318.28%LIMITED
Hispanic307.37168.6054.85%LIMITED
Older residents501.5218.013.59%LIMITED
Other race non-Hispanic3.073.0499.10%LIMITED
People of color592.58306.5751.73%LIMITED
Two or more races non-Hispanic95.5928.5329.85%LIMITED
White non-Hispanic3,176.67438.6913.81%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →