ZIP profile

Banking access in ZIP 13605

New York · Jefferson NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 35.0. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index35.0
National pressure rank#2,157 of 20,307
National percentile86.96
State pressure rank#99 of 1,159
State percentile90.6
Weighted banking-desert geography34.62%
Weighted potential-desert geography0.76%
Population banking-desert exposure28.70%
Population potential-desert exposure0.64%
Allocated population4,250.13
Allocated population in banking deserts1,219.88

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.690.000.00%LIMITED
Asian non-Hispanic4.853.0763.34%LIMITED
Black non-Hispanic28.824.2514.73%LIMITED
Residents with disabilities626.77155.1624.76%LIMITED
Hispanic165.2332.1119.43%LIMITED
Older residents813.67288.4535.45%LIMITED
Other race non-Hispanic0.060.000.00%LIMITED
People of color291.7269.3923.79%LIMITED
Two or more races non-Hispanic89.0829.9633.64%LIMITED
White non-Hispanic3,958.411,150.4929.06%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →