ZIP profile

Banking access in ZIP 13480

New York · Oneida NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 97.6321. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index97.6321
National pressure rank#160 of 20,307
National percentile97.92
State pressure rank#6 of 1,159
State percentile98.96
Weighted banking-desert geography95.36%
Weighted potential-desert geography4.55%
Population banking-desert exposure96.96%
Population potential-desert exposure2.83%
Allocated population3,428.77
Allocated population in banking deserts3,324.71

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.140.000.00%LIMITED
Asian non-Hispanic4.053.9096.25%LIMITED
Black non-Hispanic10.6410.5999.57%LIMITED
Residents with disabilities419.01402.4496.05%LIMITED
Hispanic32.3728.0786.71%LIMITED
Older residents684.96669.3797.72%LIMITED
Other race non-Hispanic27.9427.9499.99%LIMITED
People of color105.3599.7794.70%LIMITED
Two or more races non-Hispanic30.2229.2796.87%LIMITED
White non-Hispanic3,323.423,224.9497.04%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →