ZIP profile

Banking access in ZIP 13438

New York · Oneida NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 83.4127. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index83.4127
National pressure rank#469 of 20,307
National percentile96.4
State pressure rank#23 of 1,159
State percentile97.5
Weighted banking-desert geography83.41%
Weighted potential-desert geography0.00%
Population banking-desert exposure78.23%
Population potential-desert exposure0.00%
Allocated population3,318.28
Allocated population in banking deserts2,596.05

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.900.8088.62%LIMITED
Asian non-Hispanic6.863.9657.78%LIMITED
Black non-Hispanic17.074.7127.60%LIMITED
Residents with disabilities509.75406.9179.83%LIMITED
Hispanic50.9545.4389.17%LIMITED
Older residents700.39558.4479.73%LIMITED
Other race non-Hispanic0.300.30100.00%LIMITED
People of color94.8367.1470.80%LIMITED
Two or more races non-Hispanic18.7611.9463.67%LIMITED
White non-Hispanic3,223.452,528.9078.45%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →