ZIP profile

Banking access in ZIP 13425

New York · Oneida NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 96.9458. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index96.9458
National pressure rank#183 of 20,307
National percentile97.81
State pressure rank#8 of 1,159
State percentile98.79
Weighted banking-desert geography96.95%
Weighted potential-desert geography0.00%
Population banking-desert exposure92.78%
Population potential-desert exposure0.00%
Allocated population2,262.65
Allocated population in banking deserts2,099.29

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic20.8619.9995.83%LIMITED
Black non-Hispanic46.3745.2497.56%LIMITED
Residents with disabilities291.81272.4293.36%LIMITED
Hispanic22.8918.6681.51%LIMITED
Older residents397.02364.9191.91%LIMITED
Other race non-Hispanic6.266.2099.07%LIMITED
People of color107.97101.4293.93%LIMITED
Two or more races non-Hispanic11.5911.3397.75%LIMITED
White non-Hispanic2,154.681,997.8792.72%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →