ZIP profile

Banking access in ZIP 13409

New York · Madison NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 96.2106. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index96.2106
National pressure rank#207 of 20,307
National percentile97.69
State pressure rank#10 of 1,159
State percentile98.62
Weighted banking-desert geography96.21%
Weighted potential-desert geography0.00%
Population banking-desert exposure96.30%
Population potential-desert exposure0.00%
Allocated population2,603.58
Allocated population in banking deserts2,507.35

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic6.163.3854.85%LIMITED
Asian non-Hispanic9.058.2390.93%LIMITED
Black non-Hispanic36.5936.3799.39%LIMITED
Residents with disabilities244.38238.1297.44%LIMITED
Hispanic58.5358.1999.41%LIMITED
Older residents466.30443.9195.20%LIMITED
Other race non-Hispanic1.141.14100.00%LIMITED
People of color186.65182.1097.56%LIMITED
Two or more races non-Hispanic75.1974.8099.49%LIMITED
White non-Hispanic2,416.932,325.2596.21%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →