ZIP profile

Banking access in ZIP 13324

New York · Herkimer NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.1174. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.1174
National pressure rank#245 of 20,307
National percentile97.5
State pressure rank#12 of 1,159
State percentile98.45
Weighted banking-desert geography92.53%
Weighted potential-desert geography5.18%
Population banking-desert exposure83.11%
Population potential-desert exposure14.57%
Allocated population2,177.66
Allocated population in banking deserts1,809.78

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.350.35100.00%LIMITED
Asian non-Hispanic3.583.58100.00%LIMITED
Black non-Hispanic12.019.8381.88%LIMITED
Residents with disabilities385.52340.6888.37%LIMITED
Hispanic10.827.6570.73%LIMITED
Older residents452.66380.0783.96%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color42.8034.5880.78%LIMITED
Two or more races non-Hispanic16.0513.1782.04%LIMITED
White non-Hispanic2,134.861,775.2183.15%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →