ZIP profile

Banking access in ZIP 13316

New York · Oneida NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 8.465. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index8.465
National pressure rank#4,598 of 20,307
National percentile74.86
State pressure rank#176 of 1,159
State percentile83.87
Weighted banking-desert geography5.44%
Weighted potential-desert geography6.05%
Population banking-desert exposure1.40%
Population potential-desert exposure7.01%
Allocated population6,811.93
Allocated population in banking deserts95.56

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic8.370.404.81%LIMITED
Asian non-Hispanic23.690.321.36%LIMITED
Black non-Hispanic37.850.000.00%LIMITED
Residents with disabilities1,193.3316.731.40%STANDARD
Hispanic47.090.881.88%LIMITED
Older residents1,813.0513.920.77%STANDARD
Other race non-Hispanic8.760.000.00%LIMITED
People of color181.043.141.73%LIMITED
Two or more races non-Hispanic55.271.532.77%LIMITED
White non-Hispanic6,630.9092.431.39%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →