ZIP profile

Banking access in ZIP 13308

New York · Oneida NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 30.2287. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index30.2287
National pressure rank#2,414 of 20,307
National percentile85.69
State pressure rank#113 of 1,159
State percentile89.39
Weighted banking-desert geography0.00%
Weighted potential-desert geography60.46%
Population banking-desert exposure0.00%
Population potential-desert exposure73.61%
Allocated population3,365.11
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.470.000.00%LIMITED
Asian non-Hispanic2.320.000.00%LIMITED
Black non-Hispanic19.700.000.00%LIMITED
Residents with disabilities452.250.000.00%LIMITED
Hispanic8.580.000.00%LIMITED
Older residents609.370.000.00%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color65.870.000.00%LIMITED
Two or more races non-Hispanic32.800.000.00%LIMITED
White non-Hispanic3,299.250.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →