ZIP profile

Banking access in ZIP 13145

New York · Oswego NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 26.401. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index26.401
National pressure rank#2,686 of 20,307
National percentile84.35
State pressure rank#122 of 1,159
State percentile88.61
Weighted banking-desert geography0.07%
Weighted potential-desert geography52.66%
Population banking-desert exposure0.12%
Population potential-desert exposure36.74%
Allocated population1,768.05
Allocated population in banking deserts2.07

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic0.000.00100.00%LIMITED
Black non-Hispanic2.020.010.31%LIMITED
Residents with disabilities337.090.170.05%LIMITED
Hispanic1.600.095.58%LIMITED
Older residents385.590.230.06%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color26.110.110.41%LIMITED
Two or more races non-Hispanic21.990.010.04%LIMITED
White non-Hispanic1,741.941.970.11%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →