ZIP profile

Banking access in ZIP 13144

New York · Oswego NY. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 67.0808. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index67.0808
National pressure rank#748 of 20,307
National percentile95.02
State pressure rank#39 of 1,159
State percentile96.12
Weighted banking-desert geography67.08%
Weighted potential-desert geography0.00%
Population banking-desert exposure73.23%
Population potential-desert exposure0.00%
Allocated population1,231.94
Allocated population in banking deserts902.14

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.591.59100.00%LIMITED
Asian non-Hispanic3.063.06100.00%LIMITED
Black non-Hispanic9.575.6258.66%LIMITED
Residents with disabilities170.86126.5474.06%LIMITED
Hispanic10.9110.91100.00%LIMITED
Older residents149.46103.2169.06%LIMITED
Other race non-Hispanic10.880.040.41%LIMITED
People of color85.4930.0735.18%LIMITED
Two or more races non-Hispanic49.478.8417.87%LIMITED
White non-Hispanic1,146.45872.0776.07%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →