ZIP profile

Banking access in ZIP 12986

New York · Franklin NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.8369. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.8369
National pressure rank#4,721 of 20,307
National percentile74.25
State pressure rank#184 of 1,159
State percentile83.18
Weighted banking-desert geography7.41%
Weighted potential-desert geography0.85%
Population banking-desert exposure3.17%
Population potential-desert exposure0.40%
Allocated population6,339.62
Allocated population in banking deserts201.07

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic21.641.044.81%LIMITED
Asian non-Hispanic24.350.351.42%LIMITED
Black non-Hispanic113.790.000.00%LIMITED
Residents with disabilities1,033.9129.812.88%STANDARD
Hispanic238.040.870.36%LIMITED
Older residents1,286.2852.354.07%STANDARD
Other race non-Hispanic5.160.000.00%LIMITED
People of color568.514.160.73%LIMITED
Two or more races non-Hispanic165.521.911.15%LIMITED
White non-Hispanic5,771.11196.913.41%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →