ZIP profile

Banking access in ZIP 12967

New York · St. Lawrence NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 49.5365. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index49.5365
National pressure rank#1,325 of 20,307
National percentile91.07
State pressure rank#69 of 1,159
State percentile93.18
Weighted banking-desert geography2.80%
Weighted potential-desert geography93.47%
Population banking-desert exposure1.60%
Population potential-desert exposure91.86%
Allocated population1,073.40
Allocated population in banking deserts17.19

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic13.290.090.67%LIMITED
Asian non-Hispanic7.460.030.40%LIMITED
Black non-Hispanic8.090.000.00%LIMITED
Residents with disabilities192.632.551.32%LIMITED
Hispanic13.620.070.54%LIMITED
Older residents157.474.472.84%LIMITED
Other race non-Hispanic0.020.000.00%LIMITED
People of color52.660.360.68%LIMITED
Two or more races non-Hispanic10.110.161.61%LIMITED
White non-Hispanic1,020.7416.831.65%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →