ZIP profile

Banking access in ZIP 12870

New York · Essex NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 51.1276. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index51.1276
National pressure rank#1,170 of 20,307
National percentile92.93
State pressure rank#63 of 1,159
State percentile94.05
Weighted banking-desert geography2.26%
Weighted potential-desert geography97.74%
Population banking-desert exposure1.69%
Population potential-desert exposure98.31%
Allocated population1,582.05
Allocated population in banking deserts26.72

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.850.000.00%LIMITED
Asian non-Hispanic0.220.22100.00%LIMITED
Black non-Hispanic1.760.063.35%LIMITED
Residents with disabilities327.293.441.05%LIMITED
Hispanic0.220.22100.00%LIMITED
Older residents490.566.491.32%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color18.461.427.67%LIMITED
Two or more races non-Hispanic11.150.928.29%LIMITED
White non-Hispanic1,563.5925.311.62%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →