ZIP profile

Banking access in ZIP 12865

New York · Washington NY. Source year 2025.

Mixed financial access

The published Financial Access Pressure Index is 65.019. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index65.019
National pressure rank#781 of 20,307
National percentile94.85
State pressure rank#41 of 1,159
State percentile95.94
Weighted banking-desert geography40.48%
Weighted potential-desert geography49.07%
Population banking-desert exposure31.52%
Population potential-desert exposure55.66%
Allocated population3,310.85
Allocated population in banking deserts1,043.50

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic11.485.1644.98%LIMITED
Asian non-Hispanic9.065.7863.77%LIMITED
Black non-Hispanic61.8640.1764.94%LIMITED
Residents with disabilities513.81165.5332.22%LIMITED
Hispanic52.289.1817.56%LIMITED
Older residents711.34198.3327.88%LIMITED
Other race non-Hispanic8.320.000.00%LIMITED
People of color205.10103.3550.39%LIMITED
Two or more races non-Hispanic62.1043.0769.35%LIMITED
White non-Hispanic3,105.75940.1530.27%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →