ZIP profile

Banking access in ZIP 12814

New York · Warren NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 50.3328. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index50.3328
National pressure rank#1,212 of 20,307
National percentile92.72
State pressure rank#64 of 1,159
State percentile93.96
Weighted banking-desert geography0.67%
Weighted potential-desert geography99.33%
Population banking-desert exposure0.74%
Population potential-desert exposure99.26%
Allocated population1,285.23
Allocated population in banking deserts9.53

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic0.010.01100.00%LIMITED
Black non-Hispanic33.280.000.00%LIMITED
Residents with disabilities245.991.330.54%LIMITED
Hispanic16.150.120.77%LIMITED
Older residents343.873.070.89%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color49.850.551.09%LIMITED
Two or more races non-Hispanic0.410.41100.00%LIMITED
White non-Hispanic1,235.388.980.73%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →