ZIP profile

Banking access in ZIP 12446

New York · Ulster NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 39.1726. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index39.1726
National pressure rank#1,948 of 20,307
National percentile87.99
State pressure rank#94 of 1,159
State percentile91.03
Weighted banking-desert geography3.23%
Weighted potential-desert geography71.88%
Population banking-desert exposure1.56%
Population potential-desert exposure61.27%
Allocated population5,956.53
Allocated population in banking deserts92.97

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.680.3910.59%LIMITED
Asian non-Hispanic50.391.883.74%LIMITED
Black non-Hispanic366.910.130.04%LIMITED
Residents with disabilities934.3522.542.41%LIMITED
Hispanic789.3827.743.51%LIMITED
Older residents974.3019.361.99%LIMITED
Other race non-Hispanic13.472.4718.33%LIMITED
People of color1,599.6535.472.22%STANDARD
Two or more races non-Hispanic375.832.860.76%LIMITED
White non-Hispanic4,356.8857.491.32%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →