ZIP profile

Banking access in ZIP 12428

New York · Ulster NY. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 18.1328. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index18.1328
National pressure rank#3,350 of 20,307
National percentile81.05
State pressure rank#143 of 1,159
State percentile86.71
Weighted banking-desert geography18.13%
Weighted potential-desert geography0.00%
Population banking-desert exposure7.94%
Population potential-desert exposure0.00%
Allocated population7,088.45
Allocated population in banking deserts562.77

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.482.3667.81%LIMITED
Asian non-Hispanic211.5311.405.39%LIMITED
Black non-Hispanic510.190.790.15%LIMITED
Residents with disabilities1,595.84136.478.55%STANDARD
Hispanic1,829.66167.939.18%STANDARD
Older residents1,489.88117.197.87%STANDARD
Other race non-Hispanic69.2814.9421.57%LIMITED
People of color2,975.76214.737.22%STANDARD
Two or more races non-Hispanic351.6217.304.92%LIMITED
White non-Hispanic4,112.69348.058.46%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →