ZIP profile

Banking access in ZIP 12404

New York · Ulster NY. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 40.2399. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index40.2399
National pressure rank#1,897 of 20,307
National percentile88.24
State pressure rank#91 of 1,159
State percentile91.29
Weighted banking-desert geography0.14%
Weighted potential-desert geography80.20%
Population banking-desert exposure0.24%
Population potential-desert exposure78.34%
Allocated population3,669.99
Allocated population in banking deserts8.96

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic4.210.040.84%LIMITED
Asian non-Hispanic126.600.430.34%LIMITED
Black non-Hispanic103.400.050.05%LIMITED
Residents with disabilities614.891.110.18%LIMITED
Hispanic283.230.420.15%LIMITED
Older residents729.072.500.34%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color721.961.180.16%LIMITED
Two or more races non-Hispanic204.520.240.12%LIMITED
White non-Hispanic2,948.037.780.26%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →