ZIP profile

Banking access in ZIP 04945

Maine · Somerset ME. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 53.7895. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index53.7895
National pressure rank#1,063 of 20,307
National percentile93.46
State pressure rank#12 of 209
State percentile90.91
Weighted banking-desert geography7.58%
Weighted potential-desert geography92.42%
Population banking-desert exposure9.38%
Population potential-desert exposure90.62%
Allocated population1,075.87
Allocated population in banking deserts100.87

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic15.570.573.69%LIMITED
Asian non-Hispanic4.000.000.00%LIMITED
Black non-Hispanic13.000.000.00%LIMITED
Residents with disabilities293.6119.756.73%LIMITED
Hispanic44.820.821.83%LIMITED
Older residents226.1636.1615.99%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color80.264.265.31%LIMITED
Two or more races non-Hispanic2.872.87100.00%LIMITED
White non-Hispanic995.6096.609.70%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →