ZIP profile

Banking access in ZIP 04942

Maine · Somerset ME. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 85.9587. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index85.9587
National pressure rank#415 of 20,307
National percentile96.67
State pressure rank#8 of 209
State percentile92.82
Weighted banking-desert geography71.92%
Weighted potential-desert geography28.08%
Population banking-desert exposure71.37%
Population potential-desert exposure28.63%
Allocated population1,237.36
Allocated population in banking deserts883.16

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.430.025.58%LIMITED
Asian non-Hispanic0.720.5171.78%LIMITED
Black non-Hispanic0.720.5171.78%LIMITED
Residents with disabilities298.05208.4369.93%LIMITED
Hispanic17.4412.3871.01%LIMITED
Older residents300.63220.7373.42%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color53.9131.0557.60%LIMITED
Two or more races non-Hispanic34.6117.6250.90%LIMITED
White non-Hispanic1,183.45852.1172.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →