ZIP profile

Banking access in ZIP 04939

Maine · Penobscot ME. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.9512. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.9512
National pressure rank#6 of 20,307
National percentile98.68
State pressure rank#2 of 209
State percentile95.69
Weighted banking-desert geography99.90%
Weighted potential-desert geography0.10%
Population banking-desert exposure99.81%
Population potential-desert exposure0.19%
Allocated population1,113.77
Allocated population in banking deserts1,111.60

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.142.1399.54%LIMITED
Asian non-Hispanic0.000.000.00%LIMITED
Black non-Hispanic4.294.2799.54%LIMITED
Residents with disabilities254.41253.9099.80%LIMITED
Hispanic61.8961.8799.98%LIMITED
Older residents281.45281.1099.87%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color68.9168.8199.86%LIMITED
Two or more races non-Hispanic0.580.5391.18%LIMITED
White non-Hispanic1,044.861,042.7999.80%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →