ZIP profile

Banking access in ZIP 04928

Maine · Penobscot ME. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.7072. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.7072
National pressure rank#54 of 20,307
National percentile98.44
State pressure rank#4 of 209
State percentile94.74
Weighted banking-desert geography99.71%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.52%
Population potential-desert exposure0.00%
Allocated population1,924.23
Allocated population in banking deserts1,915.05

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.060.0463.51%LIMITED
Asian non-Hispanic0.060.000.00%LIMITED
Black non-Hispanic14.3814.3499.76%LIMITED
Residents with disabilities316.55313.7899.13%LIMITED
Hispanic1.221.1493.52%LIMITED
Older residents380.35378.0099.38%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color33.1932.6598.38%LIMITED
Two or more races non-Hispanic11.7611.4297.12%LIMITED
White non-Hispanic1,891.041,882.3999.54%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →