ZIP profile

Banking access in ZIP 04460

Maine · Penobscot ME. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 93.4512. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index93.4512
National pressure rank#283 of 20,307
National percentile97.32
State pressure rank#7 of 209
State percentile93.3
Weighted banking-desert geography92.38%
Weighted potential-desert geography2.15%
Population banking-desert exposure93.21%
Population potential-desert exposure1.80%
Allocated population1,198.39
Allocated population in banking deserts1,117.03

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.720.000.00%LIMITED
Asian non-Hispanic0.190.000.00%LIMITED
Black non-Hispanic4.924.92100.00%LIMITED
Residents with disabilities273.17256.5693.92%LIMITED
Hispanic16.4716.4199.61%LIMITED
Older residents213.31192.5590.27%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color31.6629.5493.30%LIMITED
Two or more races non-Hispanic8.358.2198.24%LIMITED
White non-Hispanic1,166.731,087.4993.21%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →