ZIP profile

Banking access in ZIP 04429

Maine · Penobscot ME. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 78.2775. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index78.2775
National pressure rank#546 of 20,307
National percentile96.02
State pressure rank#10 of 209
State percentile91.87
Weighted banking-desert geography56.55%
Weighted potential-desert geography43.45%
Population banking-desert exposure32.77%
Population potential-desert exposure67.23%
Allocated population4,917.70
Allocated population in banking deserts1,611.35

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic31.4627.9688.88%LIMITED
Asian non-Hispanic10.941.9517.83%LIMITED
Black non-Hispanic6.490.000.00%LIMITED
Residents with disabilities707.38198.9828.13%LIMITED
Hispanic65.6226.6640.63%LIMITED
Older residents837.22267.2631.92%LIMITED
Other race non-Hispanic9.490.000.00%LIMITED
People of color264.1466.3325.11%LIMITED
Two or more races non-Hispanic140.139.756.96%LIMITED
White non-Hispanic4,653.571,545.0233.20%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →