ZIP profile

Banking access in ZIP 04428

Maine · Penobscot ME. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 50.1045. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index50.1045
National pressure rank#1,228 of 20,307
National percentile92.64
State pressure rank#14 of 209
State percentile89.95
Weighted banking-desert geography0.44%
Weighted potential-desert geography99.32%
Population banking-desert exposure0.13%
Population potential-desert exposure99.75%
Allocated population3,320.79
Allocated population in banking deserts4.40

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.660.164.33%LIMITED
Asian non-Hispanic9.100.040.39%LIMITED
Black non-Hispanic6.590.040.58%LIMITED
Residents with disabilities510.650.930.18%LIMITED
Hispanic39.280.030.09%LIMITED
Older residents572.520.990.17%LIMITED
Other race non-Hispanic9.530.000.00%LIMITED
People of color198.970.390.19%LIMITED
Two or more races non-Hispanic130.810.120.09%LIMITED
White non-Hispanic3,121.814.020.13%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →