ZIP profile

Banking access in ZIP 04401

Maine · Penobscot ME. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 7.3462. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index7.3462
National pressure rank#4,803 of 20,307
National percentile73.84
State pressure rank#44 of 209
State percentile72.73
Weighted banking-desert geography7.35%
Weighted potential-desert geography0.00%
Population banking-desert exposure10.58%
Population potential-desert exposure0.00%
Allocated population42,918.86
Allocated population in banking deserts4,539.30

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic472.4043.989.31%LIMITED
Asian non-Hispanic514.710.000.00%LIMITED
Black non-Hispanic597.790.000.00%LIMITED
Residents with disabilities7,894.47654.118.29%HIGH
Hispanic1,018.576.070.60%STANDARD
Older residents7,449.69541.357.27%HIGH
Other race non-Hispanic183.000.000.00%LIMITED
People of color3,924.9692.502.36%STANDARD
Two or more races non-Hispanic1,138.5042.463.73%STANDARD
White non-Hispanic38,993.904,446.8011.40%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →