ZIP profile

Banking access in ZIP 01235

Massachusetts · Berkshire MA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 34.0334. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index34.0334
National pressure rank#2,218 of 20,307
National percentile86.66
State pressure rank#13 of 430
State percentile96.74
Weighted banking-desert geography34.03%
Weighted potential-desert geography0.00%
Population banking-desert exposure34.57%
Population potential-desert exposure0.00%
Allocated population2,603.37
Allocated population in banking deserts899.88

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.420.42100.00%LIMITED
Asian non-Hispanic6.286.28100.00%LIMITED
Black non-Hispanic1.471.47100.00%LIMITED
Residents with disabilities304.2272.6023.86%LIMITED
Hispanic34.109.3527.43%LIMITED
Older residents529.85161.6430.51%LIMITED
Other race non-Hispanic0.180.18100.00%LIMITED
People of color145.9481.6055.91%LIMITED
Two or more races non-Hispanic95.5863.9066.86%LIMITED
White non-Hispanic2,457.43818.2833.30%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →