ZIP profile

Banking access in ZIP 01223

Massachusetts · Berkshire MA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.2075. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.2075
National pressure rank#99 of 20,307
National percentile98.22
State pressure rank#5 of 430
State percentile99.07
Weighted banking-desert geography99.13%
Weighted potential-desert geography0.15%
Population banking-desert exposure99.33%
Population potential-desert exposure0.18%
Allocated population2,517.48
Allocated population in banking deserts2,500.50

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic10.0210.0199.85%LIMITED
Asian non-Hispanic9.009.00100.00%LIMITED
Black non-Hispanic27.0127.0099.98%LIMITED
Residents with disabilities268.60266.2399.12%LIMITED
Hispanic105.22104.9999.78%LIMITED
Older residents562.05558.4699.36%LIMITED
Other race non-Hispanic7.007.0099.92%LIMITED
People of color200.61200.0099.70%LIMITED
Two or more races non-Hispanic42.3042.0099.30%LIMITED
White non-Hispanic2,316.872,300.5099.29%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →